Pointsstoppers Successfully Fighting Toronto Traffic Tickets and Demerit Points for over 10 years

Pointsstoppers Legal Services

NO INSURANCE TICKETS

A conviction for not having insurance:



Fail to Surrender Insurance | Permit No Insurance | False Insurance Under the Compulsory Automobile Insurance Act of Ontario the owner of a motor vehicle is responsible for insuring that the vehicle is covered with liability insurance before the vehicle is driven on the roadway. 
Even if the owner of the vehicle is not driving they can be charged with “permitting the operation of a motor vehicle without insurance”. The fine for driving without insurance is five thousand ($5000.00) dollars, plus a surcharge (tax) of approx twenty percent (20%). Meaning if you are caught driving without insurance the total fine is six thousand two hundred and fifty ($6,250.00) dollars. Fighting No Insurance Tickets Upon demand from a police officer the driver must produce valid evidence of insurance. The onus is on the driver or owner to prove that the vehicle is insured, not the police.; Contact us today to find out more...

  • 128.(1) Highway Traffic Act, R.S.O. 1990

Driving without insurance is enforced pursuant to the operation of the Compulsory Automobile Insurance Act Compulsory automobile insurance 2. (1) Subject to the regulations, no owner or lessee of a motor vehicle shall, (a) operate the motor vehicle; or (b) cause or permit the motor vehicle to be operated, on a highway unless the motor vehicle is insured under a contract of automobile insurance. Offence (3) Every owner or lessee of a motor vehicle who, (a) contravenes subsection (1) of this section or subsection 13 (2); or (b) surrenders an insurance card for inspection to a police officer, when requested to do so, purporting to show that the motor vehicle is insured under a contract of automobile insurance when the motor vehicle is not so insured, is guilty of an offence and is liable on a first conviction to a fine of not less than $5,000 and not more than $25,000 and on a subsequent conviction to a fine of not less than $10,000 and not more than $50,000 and, in addition, his or her drivers licence may be suspended for a period of not more than one year. Possession, use, sale, etc., of false or invalid insurance card 13.1 (1) No person shall knowingly, (a) have a false or invalid insurance card in his or her possession; (b) use a false or invalid insurance card; or (c) sell, give, deliver or distribute a false or invalid insurance card. Offence (2) A person who contravenes this section is guilty of an offence and is liable on a first conviction to a fine of not less than $10,000 and not more than $50,000 and on a subsequent conviction to a fine of not less than $20,000 and not more than $100,000.

Our Mission

Pointsstoppers Legal Services

strives to provide the best legal defence. We believe in Doing It Right from start to finish. We fight to prevent convictions or demerit points which result in increases to your Insurance Premiums. We help you maintain a clean driving record and fight for your rights 100%. We are licensed Legal representatives who will “Do It Right By Fighting For Your Rights.”
We have an amazing 90% success rate!

Know Your Court

  • The Ontario Court of Justice hears virtually all provincial offence matters as well as offences against municipal by-laws. Examples of such cases include:


  • Highway Traffic Act charges such as speeding or traffic violations;
  • Municipal by-law charges relating to excessive noise, animal control, or garbage disposal;
  • Charges laid under provincial legislation such as the Environmental Protection Act, the Occupational Health and Safety Act, the Dog Owners’ Liability Act or the Trespass to Property Act.
  • The tribunals of the SJTO are: Child and Family Services Review Board, Criminal Injuries Compensation Board, Custody Review Board, Human Rights Tribunal of Ontario, Landlord and Tenant Board, Ontario Special Education (English) Tribunal, Ontario Special Education (French) Tribunal and Social Benefits Tribunal.